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The sr22shop is the most competitive sr22 providers in the state of California. Fill in the form and you will get instant pricing from dozens of DMV approved sr22 providers. SR22 secrets revealed. SR22 FAQ
| Most insurance
companies check your motor vehicle record once a year. Some,
only once every three years or when you're applying for a new
policy. Sometimes, accidents, tickets, and drunk-driving
convictions can escape your insurer's attention. If your insurer
DOES find out about a DUI conviction, you will see higher rates
and possibly the task of seeking a new company due to them not
renewing your insurance.
There are two ways insurance companies generally deal with customers convicted of DUI. First, your insurer may cancel you. In other cases, they will raise your premiums due to increasing your "point" count, almost to the point of "unaffordability." In the current insurance marketplace, it is probably better to seek out a specialist for your insurance coverages, rather than remain with your current carrier. At sr22shop.com , we have had over 40years of experience in placing DUI coverage. We have helped thousands of drivers reinstate their licenses, get their SR22's in place, and shared our expertise and advice which in turn saved them thousands of dollars in needless attorney fees. In some cases, you may need an attorney to save your license, especially if facing a court trial or if this is your second offense. In other cases, if the DUI has already been to conviction, you may not need an attorney, and to seek one could be a waste of money since most questions can be answered by DMV or an insurance agent specializing in DUI coverages. We can answer most "POST-conviction" questions for you at NO CHARGE. Do All Insurance Companies Find Out I have Had a Drunk Driving Citation? Insurers can sometimes miss DUI convictions. It's possible that your insurance company will never find out about your conviction if they do not send for your motor vehicle report, and if you are not required to file an SR22 filing with them. Human error and computer error happen all the time. One way to keep your current policy (if your current preferred company does not find out about your DUI violation), is to buy minimum liability with one of our companies with an SR22 filing. This way DMV is satisfied because you have made your filing - and since your current company has not found out about your drunk driving offense - you are able to keep your current policy. This is especially helpful when you have full coverage, other family members/vehicles, higher liability limits, or coverage on a valuable vehicle, where the rates on a standard policy might be very high. We can gladly provide a free quote to you. In most cases however, it is better just to let your current policy go, and get the full package with us. There is a very competitive market now for DUI drivers, and the rates are not as high as they used to be. What is an "SR22 Filing"? An SR22 Filing is a form issued by an insurance company which removes a suspension order placed by the DMV on your driving privilege. The filing provides a guarantee to the California Department of Motor Vehicles that an insurance company has issued at least minimum liability coverage for the person making that filing; AND - that the insurance company will notify the DMV should the insurance ever lapse for any reason. How Can You Help Me Get an SR22? Our agency represents over 20 insurance companies that actively write SR22 filing insurance. DON'T just get a quote from one company - you'll make a big pricing mistake! Our software will rate you with most major California DMV approved sr22 companies and put them in order of price, so YOU get the best deal! We can issue the SR filing same day upon receipt of signed applications (which can be faxed or downloaded via computer and paid by credit card); and if you need it, we can overnight the filing to you for a small overnight fee. We have written thousands of SR filing accounts ... Let us help you too! Who Needs One? People whose license is under suspension by the California Department of Motor vehicles need an SR22 Filing to reinstate their license. This includes, but is not limited to the following suspension reasons: drunk driving violations; more minor moving violations in one year than the law permits; suspensions from unpaid fines or parking violations; uninsured accidents; failure to comply with other DMV laws or regulations. How do I get an SR22 Filing to reactive my drivers license? You must purchase minimum liability coverage on the vehicle(s) you own. If you do not own a motor vehicle, you must purchase "non-owners" liability coverage. The price is based on the severity of your driving record (accidents and violations), where you live, and the number of years of driving experience. If you do not know what is on your driving record, purchase it from DMV (usual cost is $5.00 to $10.00 per record). Then you must purchase the proper kind of policy. Our goal is to find this coverage at the LOWEST COST TO YOU! That is why we are here. How long must I maintain an SR22 Filing? Under normal circumstances the SR22 Filing period is three years. However, with the advent of stricter enforcement of DMV laws, and lobbying against drunk drivers, the terms can be extended. What process is involved in reinstating my license?
5.After getting a general price indication, call us at TOLL FREE: 1-866-872-4689, to get a confirmed quote, or request an via the internet for FREE. If the price is OK with you, we will fax or e-mail you the paperwork to start your policy, and upon receipt, issue the SR22 Filing. If you pay via credit card, money order, or cashier's check, we can issue the filing INSTANTLY, which permits you to go to a local DMV office to reinstate your license IMMEDIATELY. How Long Does a DUI Stay on my Record? The bad part is that the violation stays on your driving record for 10 years. It is rated for points by insurance companies for 3 years, so that is some relief, but most preferred carriers do not take drivers with DUI violations, so it may be a long wait until you get that kind of policy (such as Geico, AAA, 21st Century, Allstate, etc.) Can You Get Me a Price and RUSH an SR22 filing for Me? Absolutely! For basic liability, rates usually start in the $500 per year range (varies by age, zip code, and severity of driving record); full coverage usually starts at around $750 per year. Call Us Toll Free, Be Insured and Have Your SR22 Filing Issued in 15 Minutes: |